3 Important Factors To Consider When Choosing A Car

If this is your first time buying a car or if you haven’t bought one in several years, you may be confused about how to begin. It certainly takes some research and planning to find a car that fits your requirements.

There are a number of brands and models available for you to select from. Here are some of the most vital factors to consider when choosing a car:


You can opt for payment via cash, lease, or finance. It is important to decide the amount you can set aside for monthly payments.

The rule of thumb for choosing a car is that the monthly instalments should not go beyond 15% of your take-home salary each month. Buying a used car would be less affordable, but the same rule would apply.

If you are considering a lease, opt for monthly payment lower than 10% of your take-home income. You would also have to allocate an extra 7% of your income to take care of the insurance and fuel expenses.

Car Size

Go for a smaller vehicle if you want to save money. Aside from luxury cars, smaller cars are typically more affordable than larger models. They require less fuel, making them cost-effective in the long-run.

A small car is best if your family can fit into it comfortably and if it is compatible with your lifestyle. Several small cars are quite spacious inside, so make sure you visit a dealership to check them out.

On the other hand, if your family consists of 4 or more people, think about buying an SUV or a full-size minivan. They can accommodate up to 8 passengers after having a second-row bench seat in place.

Take a Test Drive

Once you’ve found the kind of car you were looking for, contact the dealership to schedule a day or time for a test drive. By making an appointment in advance, you can ensure that the vehicle will be ready for you when you arrive.

It is best to test drive at least three different cars that you’ve shortlisted so that you have ample options. Keep the appointments back-to-back so that comparison is easier.

Test drive a vehicle the way you would drive it in your daily routine. For instance, if your work involves a lot of commuting, try out the car at both highway speeds and stop-and-go traffic. Get in and out of the vehicle repeatedly and analyze the cargo space available.

Final Thoughts

Make sure you are not distracted while choosing a car. Take your time to check out every aspect thoroughly. You should be able to make an informed decision after determining your requirements and test driving the cars you’ve shortlisted.

Buying a Used Car

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